People You Can
Depend On
CERTIFIED FINANCIAL PLANNER® practitioners and dedicated support staff.
The Marinus Financial Team
We're here to support you and your life. At Marinus Financial, you can benefit from the expertise of all of our advisors and support staff. We're here to help you navigate through your future.
Background and Experience
Sebastian is a seasoned financial advisor, guiding clients at the helm for over 40 years. Among his expertise, he's experienced in charting market trends and applying his wisdom to our clients. His goal is to reduce our portfolios' volatility with tools like strategic and tactical asset allocation and portfolio hedging.
Sebi resides in Holmdel, New Jersey with his wife, MaryAnn. They have two children, Anthony and Nicole. Together, they enjoy family holidays and traveling.
Outside of the office, you might find him playing tennis, at the movies, enjoying some theatre or wine tasting. If he perfects his recipe, he may share his homemade wine one day.
- CERTIFIED FINANCIAL PLANNER® Professional
- Chartered Market Technician® Member of the Market Technicians Association
- Senior PIM Portfolio Manager
- BA., Business, Bernard Baruch College of the City University of New York
- Forbes Best-In-State Wealth Management Teams - Marinus Financial (2026, 2025)
- Forbes Best-In-State Wealth Advisors (2025)
2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
2025 Forbes Best-in-State Wealth Management Teams: Awarded January 2025; Data compiled by SHOOK Research LLC based on the time period from 3/31/23 - 3/31/24 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 11,674 wealth management teams were considered for the rating; 5,331 (45.66% of candidates) were named 2025 Forbes Best-in-State Wealth Management Teams.
2025 Forbes Best-In-State Wealth Advisors: Awarded April 2025; Data compiled by SHOOK Research LLC based on the time period from 6/30/23 - 6/30/24 (Source: Forbes.com). The Forbes Best-in-State Wealth Advisors rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed Criteria.
View Award Disclosures: https://www.wellsfargoadvisors.com/disclosures/awards-disclosures.htm
Background and Experience
Phil serves as a trusted navigator for clients seeking personalized wealth management strategies and steady portfolio guidance. These plans utilize products such as equities, fixed income, and exchange-traded funds. He helps chart a course toward long-term financial goals, helping to communicate progress along the way.
Phil lives in Oceanport, New Jersey with his wife, Marissa, and daughters Katherine and Charlotte. He is an avid golfer and proud member of Deal Golf & Country Club. He also volunteers his time in the community with the Brookdale Community College Foundation and the First Tee-Jersey Shore.
- CERTIFIED FINANCIAL PLANNER® Professional
- Senior PIM Portfolio Manager
- Vice President: Brookdale Community College Foundation
- Board of Trustee: First Tee-Jersey Shore
- BA, Business Management, Gettysburg College
- Forbes Best-In-State Wealth Management Teams - Marinus Financial (2026, 2025)
2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
2025 Forbes Best-in-State Wealth Management Teams: Awarded January 2025; Data compiled by SHOOK Research LLC based on the time period from 3/31/23 - 3/31/24 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 11,674 wealth management teams were considered for the rating; 5,331 (45.66% of candidates) were named 2025 Forbes Best-in-State Wealth Management Teams.
View Award Disclosures: https://www.wellsfargoadvisors.com/disclosures/awards-disclosures.htm
Background and Experience
Anthony guides families through the vast waters of investing with comprehensive plans tailored to each person. These plans utilize a broad range of products and strategies, including, but not limited to, equities, fixed income, mutual funds and exchange traded funds. He helps chart a course toward long-term financial goals.
Anthony calls Hazlet, New Jersey home along with his wife, Courtney and sons Sebastian, Leo and Vincenzo. Anthony played varsity tennis while attending Christian Brothers Academy and still brings that level of focus to every wealth plan.
- CERTIFIED FINANCIAL PLANNER® Professional
- CHARTERED LIFE UNDERWRITER®
- BS, Finance, Risk Management & Insurance, Saint Joseph's University
- Forbes Top Next-Gen Wealth Advisors Best-in-State (2025)
- Forbes Best-In-State Wealth Management Teams - Marinus Financial (2026, 2025)
2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
2025 Forbes Best-in-State Wealth Management Teams: Awarded January 2025; Data compiled by SHOOK Research LLC based on the time period from 3/31/23 - 3/31/24 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 11,674 wealth management teams were considered for the rating; 5,331 (45.66% of candidates) were named 2025 Forbes Best-in-State Wealth Management Teams.
2025 Forbes Top Next-Gen Wealth Advisors Best-In-State: Awarded August 2025; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Top Next-Gen Wealth Advisors Best-in-State rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.
View Award Disclosures: https://www.wellsfargoadvisors.com/disclosures/awards-disclosures.htm
Background and Experience
Mark helps clients chart their financial course with customized investment strategies and retirement planning designed to align with their goals and values. He leverages the expertise of a broad network of research analysts and market experts to equip families with the tools to make informed decisions.
Mark resides in Fair Haven, NJ with his wife, Kelly, and their children, Wally, Phoebe and Peter. He enjoys staying active with basketball, tennis, surfing or traveling with his family. He's also an active member of the community and loves to volunteer at various local organizations.
- CERTIFIED FINANCIAL PLANNER® Professional
- BA, University of Vermont
- Forbes Best-In-State Wealth Management Teams - Marinus Financial (2026, 2025)
2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
2025 Forbes Best-in-State Wealth Management Teams: Awarded January 2025; Data compiled by SHOOK Research LLC based on the time period from 3/31/23 - 3/31/24 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 11,674 wealth management teams were considered for the rating; 5,331 (45.66% of candidates) were named 2025 Forbes Best-in-State Wealth Management Teams.
View Award Disclosures: https://www.wellsfargoadvisors.com/disclosures/awards-disclosures.htm
Background and Experience
Having been in the financial services industry since 1992, Karen provides clients with dedicated personal service. She specializes in answering statement questions, handling transactions, facilitating fed fund wires, and all IRA transactions. Her attention to detail is outstanding, and she serves as a steady hand at the helm within the group.
Background and Experience
Marifrances has been in the financial services industry since 2000. Coming from Prudential Retirement Services, she serves many clients throughout their retirement. As a Client Associate, she supports the group in all functions, including direct communication and problem solving for clients. Marifrances is dedicated, professional, and helps keep the team on course through any client challenge.
Background and Experience
Joelle joined Marinus Financial in April of 2022. Her prior financial experiences include working as an assistant branch manager for 10 years at various Citibank locations in New York. She also spent five years as a branch office administrator at Bankers Life in Tinton Falls, New Jersey. With additional experience in the nonprofit world as a director of fundraising and special events, Joelle brings a calm presence and strong sense of direction to the crew.
Background and Experience
Stefany's experience in the banking industry started in 2009. Coming from Bank of America, her expertise is in Relationship Management. As a Client Associate, she handles administrative tasks and supports Financial Advisors in managing Portfolio Reviews. Stefany loves what she does and is known for keeping operations running as smoothly as a well-run ship.
Janice Whiting
Background and Experience
Janice has more than 25 years of financial experience. She strives to ensure that our clients' administrative, trading, and operational needs are handled accurately and quickly. Janice manages the day-to-day administration of accounts, including opening new accounts, updating existing account information, managing account transfers, and answering questions regarding statements. With her seasoned expertise, she keeps every detail shipshape from bow to stern.
Coastal Tower
Wealth Management
331 Newman Springs Road
Building 1, Suite 108
Red Bank, NJ 07701
Phone: 732.576.3021
Fax: 732.852.9402
John P. Rauch
Background and Experience
"My client's investments are tailored individually to help them achieve their goals. I believe my experience makes all the difference, giving them the confidence they deserve."
We believe there are very few professionals in the investment world who focus more intently on managing risk and fostering trust with individual investors than John. Throughout his 37 year career, John has focused his talents preserving his client's wealth.
His long tenure in wealth management has given him the perspective and experience to successfully navigate difficult market environments. For most of John's professional career, he has focused on investing in the fixed income markets with a strong emphasis on municipal bonds. John is a member of a select group of advisors who are qualified to manage client portfolios on a discretionary basis
John designs and maintains portfolios depending on the clients present and future financial needs. This experience affords a personalized perspective when constructing client portfolios, helping to identify the optimal investments tailored for each client. He believes fixed income investments should comprise the foundation of an investor's portfolio, feeling his clients are better positioned to weather volatility.
John founded Coastal Tower Wealth Management of Marinus Financial in 2023.
John’s previous experience includes 16 years with Glen Rauch securities, a municipal securities firm; 5 years at UBS, and 4 years with Morgan Stanley. He has obtained many awards such as the Platinum Council from Wells Fargo Advisors from 2012 through 2022.
The Platinum Council (previously known as Premier Advisor) distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by completion of educational components, business production based on the past year, and professionalism. Additional criteria, best practices, and team structure may also be used to determine recipients.
As a graduate of the University of Maryland and lifelong resident of New Jersey, John currently resides in Oceanport, NJ with his wife Christina, their son Collin and two dogs. Away from the office, spending time with family is a top priority. Giving back to the community is also important to them. They regularly participate in various charitable events. They also enjoy the outdoors and an active lifestyle skiing, biking, hiking and watersports.
Barbara Siegel
Background and Experience
With over 30 years' experience in the Financial Services Industry, Barbara began her career with Lehman Brothers in 1992, from there she moved on to Morgan Stanley before joining Wells Fargo Advisors in 2012.
In 2023 she transitioned to Coastal Tower Wealth Management, a group of Marinus Financial, within Wells Fargo Advisors Financial Network LLC, member SIPC.
As an Officer and Senior Registered Client Associate, Barbara holds Series 7, 63, and 65 securities registrations, in addition to her Life, Health, and Variable Annuity licenses.
With her primary role of providing administrative and operational support, she prioritizes client services. She aims to foster and enhance close client relationships while working with their advisor to pursue their financial goals.
She ensures clients have everything needed by providing services such as asset and money movement, account opening, transfers and maintenance, estate processing, placing trades and assists her advisor in preparing investment plan reports.
Barbara resides in Little Silver, NJ with her husband David, and their two dogs. She enjoys being outdoors, travel, and spending time with family and friends.
Janice Whiting
Background and Experience
Janice has more than 25 years of financial experience. She strives to ensure that our clients' administrative, trading, and operational needs are handled accurately and quickly. Janice manages the day-to-day administration of accounts, including opening new accounts, updating existing account information, managing account transfers, and answering questions regarding statements. With her seasoned expertise, she keeps every detail shipshape from bow to stern.
