With over 8 decades of combined investment experience, we have built our investment planning group as business associates. We began our careers at a Wells Fargo Advisor's predecessor firm, Tom in 1982, Sebastian in 1984. Our other members include Philip A. Ferraro, CFP, Anthony J. Messina, CFP, CLU, and Mark A. Thompson. Phil joined our group in 2007, Anthony joined in 2014 and Mark joined in 2019. We believe the structure of our team is a unique, collaborative horizontal structure rather than vertical, resulting in better oversight and attention to each client's needs. We provide five sets of qualified eyes reviewing your portfolio and using both strategic and tactical portfolio management to analyze risk. Our personal values include fairness, empathy, responsiveness and service.